This week is the last payment of the month for all Americans who are eligible for Social Security Disability Insurance (SSDI) checks. The checks will arrive within hours to those who are eligible.
Some people who are insured by Social Security and whose conditions meet a strict definition of disability can get a monthly payment from these benefits.
It is very important to know that “insured” does not mean that you provide Medicare, Medicaid, or other health coverage. Additionally, it shows that you have worked recently enough and for long enough to have paid into Social Security.
To pay for the SSDI program, people have to pay payroll taxes. A report from The Kaiser Family Foundation says that over 8.3 million adults, or 4.1% of the US population between the ages of 18 and 64, got SSDI checks in 2021.
SSDI checks will reach millions of disabled people’s bank accounts within hours
When designers talked about making SSDI checks, which were first used in July 1956, they purposely drew thin lines around what a “disability” really means.
This is because they wanted to get rid of applicants who could have worked but could not because of the Great Depression.
The people who planned the program originally said that a qualifying disability was a physical or mental impairment that kept the disabled person from doing any important, pay-paying work and was likely to last their whole lives.
That definition has changed a little over the last fifty years, but it still says the same thing. You have to have a total disability in order to get disability insurance or SSDI today. To put it another way, this means that beneficiaries’ health should:
- Prohibits you from doing any “substantial gainful activity,” such as working.
- Stops you from performing the tasks you once performed.
- Hinders your ability to adapt to a new kind of work.
- Is probably going to be fatal or last for a year or longer.
Simply put, a qualifying impairment is one that makes it very hard for you to do basic job-related tasks like remembering things, lifting, standing, walking, sitting, or walking for at least one year.
The Social Security Administration keeps a list of requirements for getting benefits, but it is important to remember that each case is different.
A representative from your state’s Social Security office will help you figure out if you are eligible.
There are also rules that apply to people who are blind or have bad eyesight, divorced spouses, children of deceased SSDI recipients, and people who are surviving spouses.
How does the Social Security Administration schedule SSDI checks nowadays?
The SSA schedules four rounds of SSDI checks every month for people who are eligible and meet all the requirements for disability.
People who are disabled will get their first SSDI checks on the dates listed below, which are in line with when Social Security pays them:
- On the third day of the month, for all disabled Americans who applied for SSDI checks before May 1997
- On the second Wednesday of the month, for all disabled Americans who applied after May 1997 and whose birth dates fall between the 1st and 10th.
- On the third Wednesday of the month, for all disabled Americans who applied after May 1997 and whose birth dates fall between the 11th and 20th.
- On the fourth Wednesday of the month, for all disabled Americans who applied after May 1997 and whose birth dates fall between the 21st and 31st.
Can beneficiaries receive any more benefits besides SSDI checks?
Most people who get Social Security Disability Insurance benefits can get Medicare insurance 24 months after they start getting benefits.
You may also be eligible for other important financial aid programs, such as SNAP benefits, which can help you pay for food, prescription drugs, utilities, and other costs.
