As we move into the second week of October, it will soon be time for the next round of Social Security Disability Insurance (SSDI) payouts.
SSDI is a program run by the Social Security Administration (SSA) that helps people who can not work or are limited in how much they can do so by giving them regular benefits.
People with disabilities who meet these requirements are the main users of SSDI. However, some other people may also be eligible in some situations.
Payment Schedule for SSDI Recipients
People who have been getting SSDI benefits since at least May 1997 usually get their checks on the third of every month. But there are times when this schedule does not work, like when the third day is a weekend or a government holiday.
In those situations, the cash is sent out sooner. When March came around, payments were sent out on the first of the month because the third was not a work day.
The payment plan is a little different for people who started getting SSDI after May 1997. When this happens, the day of the month you get paid is based on the date you were born.
Payments are spread out over time. Depending on the day you were born, benefits are given out on the second, third, or fourth Wednesday of every month.
The payments are made on the same schedule as retirement payments, which is good for beneficiaries because when they hit retirement age, they will switch from SSDI to Social Security. These are the exact dates:
October 9: Benefits distributed for beneficiaries born between the 1st and 10th of the month.
October 16: Benefits distributed for beneficiaries born between the 11st and 20th of the month.
October 23: Benefits distributed for beneficiaries born between the 21st and 31st of the month.
Qualification for SSDI Benefits
There are certain standards that must be met in order to get SSDI benefits. People who are considered “insured” by the program can get benefits, and sometimes their family members can too.
In this case, it means that the person has worked long enough and put enough wages into Social Security. The SSDI program helps people who can not work because of their condition without paying them.
The SSDI Application Process
Getting SSDI benefits is a process that has a set of steps that you must follow whether you do it online, over the phone, or in person.
These steps are meant to make sure that people who want disability payments meet the requirements and give all the necessary paperwork.
Gather Documents and Information: The first thing you need to do is gather the documents and information you will need for the application process.
People who want to apply for a disability from the SSA should print out and look over the Adult Disability Checklist. Before you start your application, this list will help you make sure you have all the information you need.
Send in Your Application: Once you have all the things you need, you will fill out and send in your SSDI application. You can call, go online, or go to a Social Security office to do this.
Initial Review: After you send in your application, the SSA will do an initial review to see if you meet the basic standards to get SSDI benefits.
This means making sure that you have worked long enough to qualify and that your handicap meets the requirements of the program.
Work History Check: The SSA will also look at your work history to make sure you have worked recently and for a long enough time to be eligible for benefits.
This is a very important step because people can only get SSDI if they paid Social Security taxes while they were working.
Evaluating Work Activities: Evaluating your current work activities is another part of the review process. The SSA will check to see if your current job situation affects your ability to get benefits if you are still working in some way.
Disability Determination: After the first review, your case is sent to the office in your state that handles disability determination. This organization is in charge of making the final decision about whether you are disabled according to the SSA’s description.
As part of the decision-making process, your medical history, work history, and any other information you gave during the application process will be looked over.
Also see:-Supplemental Security Income (SSI) Surprise: No new payments in October, but double in November
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