In 2025, there will be big changes to Social Security funds across the whole country. These changes will help millions of people who depend on this source of income.
The Social Security Administration (SSA) will make three big changes on January 1 that will affect how much SSI, SSDI, and Age Retirement recipients get paid.
The goal of these changes is to keep beneficiaries’ buying power by adjusting their payments to keep up with the rising cost of living. The three most important price hikes that will happen next year are listed below.
Regardless, the most important news is that we will be able to get a little extra money next year. This means that our income will be higher.
The three big changes in Social Security payments for 2025.
This is because of the COLA 2025 change, Social Security recipients will get more money starting January 1, 2025.
These increases are very important to make up for the rising cost of living and keep beneficiaries’ buying power from falling. These are the three most important changes:
SSI (Supplemental Security Income) payment increase.
The most that SSI recipients can get each month will go up to $1,450 for couples and $967 for people. People who depend on this service to meet their basic needs will be able to afford this increase.
Increase in SSDI (Social Security Disability Insurance) payment.
People who get SSDI will see a big jump in their payouts; the most they can get each month is $4,018. This raise is important for people who depend on this source of income because they are disabled and can not work.
Increase in age-based retirement payments.
Also, the highest check for age-based retirees will go up, and it will now be $4,018 per month. This raise is very important for people who have worked for a long time and now depend on their retirement as their main source of income.
With these raises, the Social Security Administration hopes to protect recipients from the effects of inflation and make sure that their payments keep their real value even though the economy is getting worse.

No matter what, keep in mind that the first payment with the 2025 COLA raise will not come in 2025, but in 2024. Because of a mistake in the calendar, the January SSI for next year will be sent at the end of December this year.
How to apply for a COLA change?
The 2025 COLA adjustment is given automatically to all Social Security beneficiaries who are enrolled, so you do not have to fill out a different form to get the raise.
But if you need to change your name or address or any other information that has to do with your payments, like your personal information, you should do it through the Social Security Administration’s online site.
If you have more questions about how the COLA will affect your benefit, you can look at your online Social Security account or call the SSA to get exact information about how the change will affect your monthly payment.
If you have not gotten your check yet with the COLA raise already added, you should make sure that all of your information is correct and that there are not any issues with your account.
In order to avoid payment delays, it is very important to take care of any problems right away.
There are MANY “common sense” solution proposals to prevent the collapse of SS. Unfortunately, Congress – buoyed by “big donor” influence – has continued to “kick the can down the road” instead of vetting and implementing the most effective STRUCTURAL solution(s) that have been on the agenda for YEARS!
The wealthiest cohort of Americans, first of all, DO NOT NEED Social Security benefits for their financial “well-being” and militates AGAINST those proposals every time they’re put on the table.